For small business owners, life insurance is far more than a personal safety net—it is a foundational risk management tool and a highly versatile asset. In a recent feature for Arkansas Money & Politics, Legacy Capital’s Jason Prather joins other local industry experts to discuss how the right coverage can protect business continuity, preserve human capital, and offer significant tax efficiencies. From key person policies to funding buy-sell agreements, learn how a well-structured plan can keep your long-term business strategy from turning into a short-term emergency.